14 January 2026
In a competitive market, speed and certainty are superpowers. A mortgage pre-approval (subject to conditions) gives you clarity on your budget and shows sellers you’re serious. What pre-approval gives you Defined
Read more30 December 2025
Property investing thrives on clarity. Even when rules evolve—assessment buffers, interest-only criteria, tax treatment—the winning approach is to stay informed and plan ahead. Common areas of change Lending criteria:
Read more23 December 2025
Energy-efficient homes aren’t just good for the planet—they can be good for your wallet. From insulation and solar to efficient appliances, sustainable features can reduce running costs and may broaden your borrowing options. Why green features
Read more17 December 2025
Shared equity schemes are designed to help eligible buyers enter the market sooner with a smaller deposit. Instead of borrowing the full amount, the government (or a participating body) contributes a share of the property price in exchange for an equity stake.
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