At Collective Financial Services, we will ensure that your biggest financial commitments are taken care of seamlessly, professionally and, most importantly, with you at the centre of the decision-making process.
Keep scrolling to compare home loans or learn about our range of helpful services.
A Collective Financial Solutions broker can take the time and hassle out of shopping around for a loan, and guide you through the home buying process with great knowledge.
It pays to shop around. We have searched hundreds of different loan options to find you the top four results based on your choices.
* Products selected are indicative only based upon the general information you have provided and subject to meeting lender terms & conditions. There may be cases that we are be able to offer more competitive products based upon obtaining further information and meeting lender requirements.
Selecting a home is a significant decision, and securing the right mortgage is equally important. Our team, with access to over 50 lenders, can assist you in finding a great deal or the perfect lender for your home loan.
Many Australians are seeking to get ahead by investing in real estate. With a variety of products and lenders available, now is an opportune time to strategically grow your investment property portfolio.
As a mortgage broker, we provide clients with competitive rates and access to a broad selection of products available on the market. By not refinancing, you could be losing thousands of dollars annually. Contact us today to explore your options.
If you are buying or building a new home, you could be eligible for the First Home Owner Grant of $10,000, if you signed your contract on or after 1 July 2013. Your new home must be valued at $750,000 or less and be a new home. The property must not have been previously sold as a place of residence, occupied as a home, leased out or used for short-term accommodation, such as Airbnb.
Talk to us today to find out how we can help!
The Australian Government 5% Deposit Scheme is designed to support eligible home buyers to enter the housing market sooner. It does this by allowing Housing Australia to issue guarantees for eligible loans to home buyers with a deposit of between 5 and 20% of the property value.
Talk to us today to find out how we can help!
Stamp duty is a government tax on certain purchases, including buying a home, land or investment property. The good news is, when you buy your first home and it’s in Victoria, you might be eligible for a stamp duty exemption (you pay no stamp duty) or concession (a discount on the stamp duty). The amount of the discount depends on the value of your home.
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We compare thousands of hone loans from over 50 leading banks and non-bank lenders to help you find a loan quickly and easily.
For more information, speak to us today!
If you are a property investor, finding a competitive investment loan is an important part of maximising returns from your investment.
Contact our team today to discuss your options.
If you’re self-employed and your bank knocks back your application to purchase a property, we can help you.
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30 December 2025
Property investing thrives on clarity. Even when rules evolve—assessment buffers, interest-only criteria, tax treatment—the winning approach is to stay informed and plan ahead. Common areas of change Lending criteria:
Read more23 December 2025
Energy-efficient homes aren’t just good for the planet—they can be good for your wallet. From insulation and solar to efficient appliances, sustainable features can reduce running costs and may broaden your borrowing options. Why green features
Read moreOur team will help you search, choose and settle your loan. Chat to one of our loan specialists at a time that suits you.
General Enquiries
Lisa – 0418 174 003
Sam – 0437 987 417
Email
Lisa – lisa@collectivefs.com.au
Sam – sam@collectivefs.com.au
