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Collective Financial Solutions have helped thousands of Australians get a better home loan. With our smart technology and access to over 50 lenders, our team of Home Loan specialists match customers with loans that suit their needs and help them get approved faster.

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The loans for your situation are...

It pays to shop around. We have searched hundreds of different loan options to find you the top four results based on your choices.

* Products selected are indicative only based upon the general information you have provided and subject to meeting lender terms & conditions. There may be cases that we are be able to offer more competitive products based upon obtaining further information and meeting lender requirements.

Start your home loan journey here

I'M LOOKING TO BUY

Selecting a home is a significant decision, and securing the right mortgage is equally important. Our team, with access to over 50 lenders, can assist you in finding a great deal or the perfect lender for your home loan.

 

I'M LOOKING TO INVEST IN PROPERTY

Many Australians are seeking to get ahead by investing in real estate. With a variety of products and lenders available, now is an opportune time to strategically grow your investment property portfolio.

 

I'M LOOKING TO REFINANCE

As a mortgage broker, we provide clients with competitive rates and access to a broad selection of products available on the market. By not refinancing, you could be losing thousands of dollars annually. Contact us today to explore your options.

 

Check out our 5 Star Google reviews

We have access to over 50 lenders so you can be confident in us finding the right home loan to suit your individual circumstances.

 

Home Loans

This months Home Loan offer is a 2-Year Fixed Rate Owner Occupied P&I Home Loan starting from 2.19% p.a* (comparison rate 3.92% p.a).

For more information, speak to us today!

 

Investment Loans

If you are a property investor, finding a competitive investment loan is an important part of maximising returns from your investment.

Contact our team today to discuss your options.

 

Low Doc Loans

If you’re self-employed and your bank knocks back your application to purchase a property, we can help you.

Click here for more information.

Latest News & Mortgage Tips

What Happens to Your Mortgage If You’re Self-Employed

17 March 2025

Being self-employed offers flexibility and independence, but it can also complicate your mortgage situation. Lenders often view self-employed individuals as higher risk due to fluctuating incomes. To secure a mortgage, you’ll need to provide extensive documentation, including tax returns, business financial statements,

Read more

How to Handle a Mortgage After a Job Loss

10 March 2025

Losing a job is a challenging experience, and managing a mortgage during this time can be daunting. The first step is to assess your financial situation and create a budget based on any savings, severance, or unemployment benefits. Contact your lender as soon as possible to discuss your

Read more

Contact Us

Our team will help you search, choose and settle your loan. Chat to one of our loan specialists at a time that suits you.

General Enquiries
Lisa – 0418 174 003
Sam – 0437 987 417