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Collective Financial Solutions have helped thousands of Australians get a better home loan. With our smart technology and access to over 50 lenders, our team of Home Loan specialists match customers with loans that suit their needs and help them get approved faster.

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The loans for your situation are...

It pays to shop around. We have searched hundreds of different loan options to find you the top four results based on your choices.

* Products selected are indicative only based upon the general information you have provided and subject to meeting lender terms & conditions. There may be cases that we are be able to offer more competitive products based upon obtaining further information and meeting lender requirements.

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I'M LOOKING TO BUY

Selecting a home is a significant decision, and securing the right mortgage is equally important. Our team, with access to over 50 lenders, can assist you in finding a great deal or the perfect lender for your home loan.

 

I'M LOOKING TO INVEST IN PROPERTY

Many Australians are seeking to get ahead by investing in real estate. With a variety of products and lenders available, now is an opportune time to strategically grow your investment property portfolio.

 

I'M LOOKING TO REFINANCE

As a mortgage broker, we provide clients with competitive rates and access to a broad selection of products available on the market. By not refinancing, you could be losing thousands of dollars annually. Contact us today to explore your options.

 

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We have access to over 50 lenders so you can be confident in us finding the right home loan to suit your individual circumstances.

 

Home Loans

We compare thousands of hone loans from over 50 leading banks and non-bank lenders to help you find a loan quickly and easily.

For more information, speak to us today!

 

Investment Loans

If you are a property investor, finding a competitive investment loan is an important part of maximising returns from your investment.

Contact our team today to discuss your options.

 

Low Doc Loans

If you’re self-employed and your bank knocks back your application to purchase a property, we can help you.

Click here for more information.

Latest News & Mortgage Tips

Why It’s Not All About the Interest Rate: Features That Matter

1 October 2025

Looking Beyond the Numbers Yes, the interest rate is important — but it’s not the whole story. When comparing home loans, savvy borrowers look at the features that can save money and offer flexibility over the life of the loan. Here are six features to consider: Offset Account Reduces the interest

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Home Loan Repricing: A Better Deal Doesn’t Always Mean Switching

24 September 2025

Why Repricing Could Be Your Smartest Move Yet When it comes to saving on your home loan, many borrowers assume refinancing is the only way to get a better deal. But there’s another option that’s gaining traction — repricing. Repricing allows you to negotiate a lower interest rate with your existing lender,

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Contact Us

Our team will help you search, choose and settle your loan. Chat to one of our loan specialists at a time that suits you.

General Enquiries
Lisa – 0418 174 003
Sam – 0437 987 417