Know your buying power before you buy.

Home buyers seeking a clearer picture of how much they can borrow can benefit by getting a home loan pre-approval.

A pre-approval is a lender’s written assessment of your creditworthiness for a loan. The assessment includes a borrower’s ‘ability to repay’ a loan, based on income, living expenses, or repayments for existing loans.

The assessment also includes a borrower’s willingness to repay’ a loan based on a number of factors such as your credit history, the stability of your employment and the number of times you change residential address.

With the peace of mind of a pre-approval, home buyers can act quickly knowing that finance is on hand when they have found their dream home. Usually valid for 3 months, pre-approval can be renewed if finding a property is taking a while.

To find out more about how you can secure a pre-approval, contact an Collective Financial Solutions broker today!


What our customers have to say...

Lisa had made the whole process extremely easy and has helped guide us smoothly throughout. Couldn’t recommend Lisa highly enough. Cheers

Justin Noonan

Lisa was fantastic dealing with. She made it so easy, quick & seamless getting my loan approved. Highly recommend Lisa!!

Elida Behari

I have dealt with Lisa from Collective Financial Solutions to secure 2 loans now. On both occasions Lisa ensured my desired outcome in a smooth and timely manner.

Davina Hollands


Contact Us

Our team will help you search, choose and settle your loan. Chat to one of our loan specialists at a time that suits you.

General Enquiries
Lisa – 0418 174 003
Sam – 0437 987 417