Welcome to
COLLECTIVE FINANCIAL SOLUTIONS
Finance made simple
Home loans, refinancing, investing, SMSF, commercial and business finance, with access to over 50 lenders
Finance for where you are now, and the places you want to go

Stop Renting, Start Owning
Meet Lisa and Sam, Experience you can trust. Advice that feels personal.
At Collective Financial Solutions, finance is about more than finding a loan, it’s about understanding where you are today and helping you get where you want to go.
Lisa and Sam bring together decades of experience across mortgage broking, banking, real estate and property, giving their clients a unique understanding of both finance and the property journey.
Lisa’s background in real estate, combined with over a decade in mortgage broking, means she understands the buying process from both sides. Sam brings extensive banking and lending experience, with particular expertise across home, investment, SMSF and commercial finance.
Together, they’ve built Collective Financial Solutions around a simple philosophy: make finance easier to understand, provide genuine personalised advice, and be there for clients well beyond settlement.
Whether you're buying your first home, refinancing, investing, building your property portfolio or looking for business and commercial finance, Lisa and Sam take the time to understand the bigger picture and find a solution that suits your goals.
Because the right finance isn't just about your next loan, it's about what that loan can help you achieve.
More than just home loans
Finance Solutions That Move You Forward
Whether you are building wealth through an SMSF, purchasing commercial property, growing your business or financing essential assets, the right lending solution can help turn opportunity into action. We take the time to understand your goals, simplify the finance process and connect you with solutions tailored to your circumstances. Speak with Lisa & Sam today and discover how they can help fund your next move.
SMSF finance
Buying commercial property through a self-managed super fund involves strict rules and a specialised loan structure. We’ll work with you to explore SMSF lending options and help you understand the process
Commercial loans
Commercial lending is rarely one-size-fits-all - the right option depends on your business structure, cash flow, financials and the specific asset you’re funding, so getting the loan set up properly is critical.
Business lending
Access to finance can help you manage cash flow, expand operations or take on new opportunities. We’ll assess your needs and recommend business lending options that align with the way your business operates.
Our panel of lenders
With access to over 50 leading lenders, including the big four banks, we can help you get a loan that suits your individual circumstances.




















What can we help you with?
We offer comprehensive support for all your home loan and finance needs across a range of services. No matter who you are, our experienced team is committed to finding the right options tailored to your unique situation.
Free home loan health check
Are you paying too much on your current home loan?
We offer a no-cost assessment of your home loan to review your current mortgage, interest rate and overall loan structure, then compare it against our panel of lenders to see whether there’s a better fit. If there’s an opportunity to reduce your repayments or cut fees, we’ll explain the numbers clearly and guide you through the next steps. Get in touch today and you could save thousands of dollars.
See what our clients have to say
Sam & Lisa are dedicated to providing exceptional service that goes above and beyond your expectations.
To view all of their Google reviews click here
Mortgage broker services across Melbourne
Although we service clients Australia wide, we offer specialised support in areas across Melbourne with lender access, home loan help and finance options tailored to our local community.
Getting a loan with Lisa & Sam
Get in touch with us by completing an online form, calling or by emailing us today.
We will send you the relevant onboarding and fact finder forms, and help you complete them.
We review the forms then provide you with borrowing capacity and lender options to select from.











