If you are a property investor, our team can help you find a competitive investment loan.
If you are a property investor, finding a competitive investment loan is an important part of maximising returns from your investment.
As an investor, you have the option to choose between a variable rate and a fixed rate home loan.
However, Investment loans are different to how standard home loans work because they have stricter eligibility requirements. Investment loans often require a higher loan-to-valuation ratio (LVR), meaning investors need to raise a larger deposit before applying for a loan. They also have a slightly higher interest rate on average than residential home loans do.
At Collective Financial Solutions, we have access to over 50 lenders, including major banks and non-bank lenders.
If you are an investor looking to secure finance for a property, contact our team today to discuss your options.
Here are a few things that can help make your investment loan process stress-free:
Expenses that you make for your investment property can be claimed as tax deductions to reduce your taxable rental income while you’re renting it out, and your capital gains tax if you sell the property.
The tax deductions you can claim for an investment property include:
Our team will help you search, choose and settle your loan. Chat to one of our loan specialists at a time that suits you.
General Enquiries
0418 174 003
Email
lisa@collectivefs.com.au