With years of experience, Collective Financial Solutions have helped Australians purchase property with competitive loan solutions.
After a few failed attempts at getting a loan, we were lucky enough to have the lovely Lisa from Collective Financial Solutions make it successful for us. Not only is Lisa a really nice person, polite and friendly (always a pleasure to be around) but she’s a true professional who takes pride in her work and makes things happen. Lisa made the process feel so easy, with little effort on our end, she really had our best interest at heart. Lisa went above and beyond to make this happen for us and we are forever grateful for her hard work and commitment.
We highly recommend Lisa’s services. She has worked diligently and professionally to organise our home loan. She was able to pull off the near impossible as we had given her a big task of gaining financial approval from the bank. From the moment of first contact with her to receiving the approval, all within 5 days. She has been flexible in meeting our needs and provided excellent communication about every step of the way. We couldn’t ask for any more from her and we are looking forward to moving into our new place. Thanks Lisa
Hey Lisa, I wanted to write you a short note to express my most sincere appreciation. I have had the opportunity to be represented by several brokers in my time. Often the service I get leaves me feeling disappointed and frustrated but mostly annoyed at how much work I have to do. My experience with you was amazing. Your attention to detail and your commitment to always check in and update me, handle all my enquiries and even stretch yourself to get me the best the market has to offer saving me $300 per month. I want to tell all my friends and associates who have ever wished for a mortgage broker with an added touch of quality. It should always feel this good to give a referral where you truly believe in the person you are endorsing. Lisa thank you again for caring as much about my finances as I do – if not more, as you were always chasing me rather than me chasing you. I am so looking forward to my next deal now that I found someone I can trust to always take care of business – you are truly awesome – Thank you
Lisa, thank you for all the help and advice you gave us buying our new place. Getting finance for a new home is often a stressful, time consuming experience. However, with your help we avoided having to trawl around different banks for a loan that would suit us. We appreciate the way you provided us with various scenarios and banks to consider. Your information was easy to understand and make decisions upon. We were also impressed with your positive attitude particularly with our shifting loan requirements – often at short notice. I would recommend your services to anyone looking for help to get finance for a new home. Thanks again!
Sam and Anne-Lee
I wish to extend my gratitude to you for your assistance in refinancing our loans. Being self-employed is never ideal when seeking refinancing yet you navigated our situation to allow for a fantastic result. Our loans are refinanced at a rate that are more favourable than what our bank offered us as long term clients. This has allowed us to direct our own investments. We look forward to working with you again.
I engaged with Lisa Cozzella to provide assistance for my home loan application, she also provided some advices for different available options in the market.
Lisa is a great person and broker to work with, she is professional, caring, efficient, precise, energised, and most importantly, Lisa always answers all questions I have 24/7 immediately, even after settlement.
I have a busy life style like most people do, there are so many things going on in my life; therefore, search and apply for a home loan with different banks become a long and painful processes; however, with Lisa’s professional assistance, this processes became stress free. Lisa did all the research for me and then present all the options in calculated numbers. It then became very clear for me to compare different options and then made final decisions.
I recommend Lisa to anyone who is looking for a broker or financial adviser, I am confident that there is no one in the market can provide a better service than Lisa. I am 100% satisfied with Lisa professional advices and services.
Thank you again Lisa and looking forward to working with you again in near future
After spending many months being turned away and with some lenders not even willing to look at our situation, we were reluctantly coming to the sad realisation that to ease our financial troubles, our only way out would be to sell our home. This was our first home that we had saved so long and hard for and now the thought of losing it was devastating.
We were then referred to Lisa……
Lisa has been incredibly understanding and empathetic of our situation. Lisa worked tirelessly to ensure that our dream of keeping and furthermore owning our own home was still within reach. She was able to work with a bank to source us the finance to consolidate our mortgage and debts that we required.
The process was effortless, smooth and simple to understand.
We truly can’t thank Lisa enough. Without her hard work and dedication we are certain our situation would be vastly different. We are now looking towards the future with a positive outlook and still in our beloved first home. Our lives are for the first time in a long time “stress free”.
From the bottom of our Hearts Lisa,
Jennifer and Shayne
We were recommended Lisa by some friends and as soon as we contacted her she was professional, friendly and very helpful. Especially because when we called her we had just spontaneously put an offer on a house and she had not previously been contacted by us for information etc.
She handled this with patience and maintained a positive approach throughout the whole process of applying for a loan. It was especially tricky for us because we had just returned from living in the UK and Josh being self employed proved complicated as we had no previous history of that status, due to our moving back and forth. However, Lisa worked tirelessly to gain us the best deal she could find even though we had to gather lots of documents which we took our time in getting to her.
In the end, she found us a really great home loan and we are very happy with what we got. We are due to move into our place by June and couldn’t thank Lisa enough for her continuing help. She really is a very lovely person and a positive soul, as well as being incredibly good at her job. Thus, we would highly recommend her services.
Deepa and Josh
I had saved up a deposit for years with the one bank, so naturally when I wanted to get a home loan, I went directly to them. I got pre-approved first, and then made an offer on a property. The bank’s valuation went fine, but two days before the ‘subject to finance’ clause expired, the bank rejected the loan due to the number of units in the suburb. Fortunately, I was able to get in touch with Lisa. Lisa was knowledgeable across a wide range of offerings from multiple lenders, and was not only able to find a suitable lender, but turn the process around in one week! I was under so much stress, but Lisa was extremely efficient, and was able to get my loan approved.
Coming in on a time-pressured situation, Lisa Cozzella wowed us with her unhurried and thorough approach. She made understanding the loan application process as easy as possible, explained everything in detail and handled our extra questions in a positive, polite and professional manner. Switched-on and savvy to the lending market, Lisa proved herself the Wonder Woman to our home-buyer happiness.
Kay and Darryn