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Decoding Mortgage Broker Jargon

4 September 2024

So, you’re in the market for a mortgage? Whether you’re a first-time home buyer or a seasoned investor, understanding mortgage broker terminology is crucial. This knowledge will help you make informed decisions and communicate effectively with your mortgage broker. In this blog post, we’ll break down some of the most

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Diversifying Your Property Investment Portfolio

28 August 2024

Property investment in Australia has long been a favoured route for building wealth. However, as with any investment class, putting all one’s eggs in one basket can be a risky strategy. Diversification is the key to mitigating risk and potentially enhancing returns. Here’s how you can diversify your

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The Critical Role of a Good Credit Score in Securing a Home Loan

21 August 2024

In the journey towards homeownership, one of the most pivotal factors in Australia is an individual’s credit score. This numerical expression, derived from an analysis of a person’s credit files, signifies to lenders the potential risk posed by lending money to the individual. A good credit score is

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Collective Finance features in timesnewsgroup.com.au article

19 August 2024

In the heart of the community, Collective Financial Solutions stands as a beacon of hope and stability for families striving towards a brighter financial future. More than a business, Collective Financial Services is a manifestation of their genuine passion for empowering individuals and families with tailored financial strategies. Understanding that

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Copyright © 2023 Collective Financial Solutions ABN 14 312 166 894
Australian Credit Licence Number 384704
St George Fixed Rate Owner Occupied P&I Advantage Package 24 months has an interest rate of 1.79% p.a. (comparison rate 3.24% p.a.). Maximum LVR for Purchase of Owner Occupied is 60% Minimum Loan amount is $150,000, Maximum Loan amount is $999,999,999. Annual Fee $395 per annum. Other fees and charges may be payable. The Comparison Rate is based on a loan of $150,000 for 25 years. Fees and charges may be applicable. Loan subject to normal lending criteria and approval.
IMPORTANT: The Comparison Rate applies only to the example given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees, early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.

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