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Things to Know as a First Home Buyer
2 April 2025
Purchasing your first home marks an exciting milestone, yet the process can feel overwhelming with so many factors to consider. By approaching it with the right preparation and knowledge, you can move forward with greater confidence. Before beginning your property search, take time to thoroughly assess your financial position. Online
Read moreHow Do You Know You Are Ready to Refinance?
26 March 2025
Deciding to refinance your mortgage is a significant financial decision that requires careful consideration of your current circumstances and future goals. One of the primary indicators that you might be ready to refinance is if interest rates have dropped since you initially secured your mortgage. A lower interest rate can
Read moreWhat Happens to Your Mortgage If You’re Self-Employed
17 March 2025
Managing a mortgage when you’re self-employed can present unique challenges, primarily due to the fluctuating nature of income in self-employment. Unlike salaried employees who provide payslips, self-employed individuals need to demonstrate their financial stability through a range of documents, such as tax returns and business financials. Lenders typically require proof
Read moreHow to Handle a Mortgage After a Job Loss
10 March 2025
Losing a job is a significant life event that can bring about a wave of uncertainty, particularly when it comes to managing financial commitments like a mortgage. The first step in handling a mortgage after a job loss is to assess your current financial situation. Take stock of any savings,
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