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The Importance of Diversification
30 January 2025
As we enter the new year, it’s crucial to review your investment strategy. One fundamental principle to focus on is diversification, which can help manage risk, enhance returns, and improve financial stability. Let’s explore why diversification is essential and how to effectively diversify your portfolio. What is Diversification? Diversification involves
Read morePlanning for Major Life Events
23 January 2025
As the new year begins, it’s important to plan for significant life milestones such as buying a home, starting a family, funding education, and preparing for retirement. Here are some key steps to help you navigate these events with confidence: Buying a Home Assess Finances: Create a detailed budget and check
Read moreNegative Gearing Explained – How It Works and Why Investors Use It
16 January 2025
Negative gearing is a common investment strategy in Australia, particularly in real estate. Here’s a quick guide to understanding how it works and why investors opt for it. What is Negative Gearing? Negative gearing occurs when the costs of owning and managing an investment property exceed the rental income it
Read moreThe Truth About Deposit Size
9 January 2025
Many homebuyers believe that a 20% deposit is necessary to secure a home loan, but this isn’t always the case. While a larger deposit has its benefits, such as lower monthly repayments and avoiding Lenders Mortgage Insurance (LMI), it’s not a strict requirement. Smaller Deposits: A Viable Option Lenders now
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