Latest Blog

Spring Clean Your Finances – Smart Moves Before the Year Ends

15 October 2025

As the weather warms up and the year winds down, it’s the perfect time to give your finances a spring clean. Whether you’re a homeowner, investor, or just looking to get ahead, a few smart moves now can set you up for a stronger financial start in 2026. 1. Review

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What Is Capital Gains Tax (CGT) and What Does It Apply To?

8 October 2025

Understanding CGT in Australia Capital Gains Tax (CGT) is the tax you pay on the profit made when you sell certain assets. It’s not a separate tax — it’s part of your income tax. CGT applies to: Investment properties Shares and managed funds Cryptocurrency Business assets For example, if you buy shares

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Why It’s Not All About the Interest Rate: Features That Matter

1 October 2025

Looking Beyond the Numbers Yes, the interest rate is important — but it’s not the whole story. When comparing home loans, savvy borrowers look at the features that can save money and offer flexibility over the life of the loan. Here are six features to consider: Offset Account Reduces the interest

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Home Loan Repricing: A Better Deal Doesn’t Always Mean Switching

24 September 2025

Why Repricing Could Be Your Smartest Move Yet When it comes to saving on your home loan, many borrowers assume refinancing is the only way to get a better deal. But there’s another option that’s gaining traction — repricing. Repricing allows you to negotiate a lower interest rate with your existing lender,

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